Wednesday, November 29, 2017

HANDLING SMOKE DAMAGE AFTER A FIRE



Fires occur in residential or commercial premises from time to time and cause significant damage to property. Some of the major causes of fire damage are accidents and negligence, faulty wiring, faulty construction, defective appliances, willful misconduct and natural disasters. In case you are a fire victim, the next course of action is usually fire damage restoration.
Fire damage restoration is the process of returning the damaged property to its pre-loss state. One crucial aspect of the water/fire restoration process is smoke damage restoration. Dealing with smoke damage is often the primary pain point after the fire is put out. Below is a simple guide on how to manage smoke damage after a fire.

1. IDENTIFY THE TYPE OF FIRE
Not all fires are the same. Depending on the source, every fire will have a personality and damage type. Low oxygen fires tend to leave behind wet smoke residue. On the other hand, high oxygen fires leave the drier smoke residue. 
You will find it a lot easier to clean residue from high oxygen fires. In case you used water to extinguish the fire, the humidity in the premises will typically increase. The increased moisture causes the wooden structures to absorb more smoke and residue.

2. OBSERVE SAFETY
Smoke is corrosive and can damage anything if you give it enough time. In many cases, smoke from a commercial or residential fire is not only emanating from burnt wood. It may come from other items such as plastics, chemical, and leathers.
These factors will determine how you deal with the smoke damage. The air around these charred items may be toxic. As such, you should consider wearing nitrile gloves and dust masks. Another recommended task is ventilating the premises. Open all the windows and install a fan to circulate air.

3. ELIMINATE ANY SOURCE OF ODOR
Odor from smoke damage can be particularly challenging to deal with. Start by removing all the items that you have deemed to be a total loss or beyond repair from the property as soon as possible. Doing so will mitigate a considerable amount of the smoke odor.
The next step is drying any remaining wet items. Use fans and dehumidifiers to achieve this. The smoke odor may remain in upholstered furniture, draperies, carpets, and clothing. This will be the case if you do not adequately deodorize them before cleaning. You should ideally seek professional assistance for this process.
If you cannot have the textiles professionally treated, there are two options. The first is to soak the textiles in a cup of dishwashing detergent dissolved in a gallon of warm water. The second option is to use household chlorine bleach for the items that can be bleached.

4. CLEAN SOOT STAINS FROM WALLS
If possible, use a chemicals sponge to clean soot from the walls. Chemical sponges are usually available from a cleaning supply company. You can also use other non-water based cleaner for this task. Rubbing alcohol or paint thinner also work well. 
However, you must exercise caution while using these items due to the fumes and toxicity. Wear rubber gloves and increased ventilation while you are working. Avoid using water-based cleaners on plaster walls. They cause the stains to bleed into the walls.
You should contact your insurance agency as soon as possible following a fire incident. They may provide advice on the restoration process and legalities. They may be able to recommend a professional water and fire damage restorer. Regardless of whether you enlist the services of professional fire restorers, the above actions can help minimize further damage

Monday, November 20, 2017

Help! My Home has Suffered Water Damage

One of the most damaging and devastating things any homeowner can experience is water damage. The term ‘water damage’ entails a wide range of possible losses caused by sudden presence of water in your home, where it can lead to destructive processes like rusting of steel, rotting of wooden components, etc. Water damage can be caused due to different reasons such as burst pipes or catastrophic events like storm or flood.
When your home suffers from water damage, you will suddenly panic, worrying about what you can do now and what will happen to your stuff. The most important question you’ll ask yourself is: Will the damage be covered by homeowner’s insurance?
There is no doubt that water damage can be troublesome and the more you know about it, the better you can handle it. Here are some important things you must know about water damage.

1. Insurance Policies 

You may think that whether water damage is caused by flood or a burst pipe, it is the same. However, it is not the case. Flood damage is not covered under standard home insurance policies. If you live in an area where there is a possibility of flood, then you will probably have a policy through the National Flood Insurance Policy (NFIP).
You need to specify the claim you are making, whether it is water damage or flood damage, so that it can be addressed accordingly.

2. Bummer! Insurance does not cover all Water Damage 

It is important that you review your insurance coverage and find out about any exclusion related to water damage. Most policies provide insurance coverage on sudden damage, for example, if there was a bad storm then the water damage will be covered under insurance.
However, if water damage is caused due to improper maintenance on your part or gradual leaks over time, then insurance will not cover such claims.

3. Emergency Mitigation 

Once water damage has occurred, you must begin emergency mitigation to protect your home from further damage. How you handle water damage in the first 24 hours is critical for your property damage claims.
There can be serious life, health, and safety risks if water is not completely dried. It is best to contact water damage restoration companies to get the job done. They will have the right water removal and drying equipment to dry out your home and prevent further damage.

4. Contacting the Insurance Company

If your home has suffered water damage, then insurance companies should be contacted right away to make the claim. An adjuster will be sent by the insurance company to assess the damage and determine if it is covered by insurance. If your loss is covered by insurance, the sooner you contact the insurance company, the sooner they’ll pay out.
The insurance company may not send the adjuster right away so it is best to gather evidence for the claim. Take photos of the damage, the water, before, during and after clean up.
God forbid it should ever happen, but if your home ever suffers from water damage, keep these simple things in mind to prevent further damage and make the insurance claim to compensate for your loss.